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Title calamity - TD's recorded in wrong order

December 01, 2011 10:13PM
Bought a TD ($300k) that recorded concurrently with HELOC ($75k). Same lender. The HELOC recorded 1 page before the one I bought, making it senior. I'm thinking this had to be an error that occurred in Title or at the Recorder. Need to remove this lien. Anyone have a creative idea on how this can be done quickly? House is in Escrow with anxious Buyer...

So far I have contacted Trustee that held sale to get Beneficiary contact info, without success. Latest idea is to contact Title Co. (who handled the concurrent transaction) to see if they will insure around the HELOC. I have heard also about purchasing a "Bond"?

Seriously though, can anyone think of a valid business reason why a Bank would intentionally record this $75k HELOC in first position in front of their $300k loan??
Subject Author Views Posted

Title calamity - TD's recorded in wrong order

flipit 3930 December 01, 2011 10:13PM

Re: Title calamity - TD's recorded in wrong order

mikebick 2589 December 01, 2011 10:23PM

Re: Title calamity - TD's recorded in wrong order

flipit 2657 December 01, 2011 10:33PM

Re: Title calamity - TD's recorded in wrong order

mikebick 2637 December 01, 2011 11:28PM

Re: Title calamity - TD's recorded in wrong order

flipit 2760 December 02, 2011 06:52AM

Re: Title calamity - TD's recorded in wrong order

Kristine-CA 2682 December 02, 2011 09:02AM

Re: Title calamity - TD's recorded in wrong order

flipit 2597 December 02, 2011 06:36PM

Re: Title calamity - TD's recorded in wrong order

Kristine-CA 2574 December 02, 2011 07:27PM

Re: Title calamity - TD's recorded in wrong order

flipit 2534 December 02, 2011 08:51PM

Not a problem until it's a problem...

Rick Harmon 2566 December 02, 2011 10:27AM

Re: Not a problem until it's a problem...

flipit 2546 December 02, 2011 06:40PM

Re: Not a problem until it's a problem...

Bill H 2660 December 02, 2011 07:50PM

Say Bill, do you do lunch?

Ward-CA 2627 December 02, 2011 11:53PM

Re: Say Bill, do you do lunch?

Bill H 2691 December 03, 2011 05:26PM



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