Foreclosure after death

Borrower dies. Note says that death is considered default. An estate was opened, bank did not file a claim and the estate is now closed. The family of the deceased is current on payments, but are causing major damage to the house. Recent appraisal proved this. Can the bank foreclose on the house even though the payments from family are current? And if so, does the bank still have to wait 120 days to foreclose even though the borrower is dead?