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[ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] help from the other side of the fence. Posted by kevin d. shook on March 23, 2004 at 9:17 AM Hi everyone! ran across this forum in my desperation for a solution, And wonder if I might ask one of you if you have any advice for my predicament? was working steady up until about a year ago, had purchased my house, Paid all of my bills and basically had no problems. In the last year I have had a hard time keeping a job and was out of work a good % of that time,well was able to hustle any way that I could and was able to at least make my house payment up until about 3 months ago. Just started a business with no out of pocket expenses and it is really going to do well, I anticipate 6 to 8,000 a month. Heres the problem ! when things started looking bad I put my house on the market and have not had any bites as of yet, I owe 214,000 and it is on the market competetively priced at 379,000 I just received NOD from mortgage co and am scared I will lose all my equity and have to start over again. So in calling them, They are requiring full payment of payments that are in arrears, and I wont be able to come up with that for at least 3 months or so. My fica score has lowered so much that its going to take me years to bring it back up, so refy or loan of any kind is I think impossible, Thought about hard money lender and possibly bankruptsy just to save my house but am trying to find an easier solution without ruining my life. my house payments are 2008.00 a month with late payments and penalty fee,s Im behind 8500.00 any suggestions from any of you would really be appreciated, or if any of you know of someone that would take a chance on me enough to loan me my back payments to catch up with my mortgage so that I would have the time to sell or refy wich ever was more feasable and I would pay them back with 50% within 6 months? This would be the way I would like to go, But these angels are hard to come by, thankyou ahead of time for any info you can give. kevin Follow Ups: Tell us your location... Ward-CA- 11:56 AM, 03/23/04 (4) Re: Tell us your location... kevin d. shook 12:58 AM, 03/23/04 (3) A possible angel... Ward-CA- 1:10 PM, 03/23/04 (2) Re: A possible angel... kevin shook 2:13 PM, 03/23/04 (0) Re: A possible angel... kevin shook 2:11 PM, 03/23/04 (0) Post a Followup: Name : E-Mail : Subject : Comments: : Hi everyone! ran across this forum in my desperation for a solution, And wonder if I might ask one of you if you have any advice for my predicament? was working steady up until about a year ago, had purchased my house, Paid all of my bills and basically had no problems. In the last year I have had a hard time keeping a job and was out of work a good % of that time,well was able to hustle any way that I could and was able to at least make my house payment up until about 3 months ago. Just started a business with no out of pocket expenses and it is really going to do well, I anticipate 6 to 8,000 a month. : Heres the problem ! when things started looking bad I put my house on the market and have not had any bites as of yet, I owe 214,000 and it is on the market competetively priced at 379,000 I just received NOD from mortgage co and am scared I will lose all my equity and have to start over again. So in calling them, They are requiring full payment of payments that are in arrears, and I wont be able to come up with that for at least 3 months or so. My fica score has lowered so much that its going to take me years to bring it back up, so refy or loan of any kind is I think impossible, Thought about hard money lender and possibly bankruptsy just to save my house but am trying to find an easier solution without ruining my life. my house payments are 2008.00 a month with late payments and penalty fee,s Im behind 8500.00 : any suggestions from any of you would really be appreciated, or : if any of you know of someone that would take a chance on me enough to loan me my back payments to catch up with my mortgage so that I would have the time to sell or refy wich ever was more feasable and I would pay them back with 50% within 6 months? : This would be the way I would like to go, But these angels are hard to come by, thankyou ahead of time for any info you can give. kevin Optional Link URL: Link Title: Optional Image URL: [ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] WWWAdmin 2.0a © 1997 Matt Wright and DBasics Software Company, All Rights Reserved

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