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Previous 2nd not reconveyed..A home owner contacted me and he is in foreclosure on his ONE and only TD which was a refi in November. When I did a title check a TD that used to be a 2nd had not been reconveyed. The owner tells me it was paid off along with the previous 1st (which WAS reconveyed) due to the refinance. I believe him in that there was NO subordination of this 2nd on record at the time of the refi. My question is: who to contact about getting this done? Is it the 2nd beneficiary (which was a private loan) or the Trustee of that 2nd? Thanks jom
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