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Free and clear from the beginning

Posted by Kristine-CA on August 03, 2011 at 8:12 AM

In Reply to: Hey Rod Ciferri posted by Darryle-Ca on August 02, 2011 at 5:54 PM

Again, I ask that your insistence that homes are free and clear from the beginning be supported by some kind of case law or relevant case in CA.

I see that you've added that's impossible to find such cases to your list. Nice touch.

: Hey Rod Ciferri

: I would like to commend you on your insight. However I think that the information you're sharing is totally outside of the box for most of the posters here.

: Also I just want you to know that people are going to court and proving that their homes were “free and clear” from the moment they closed escrow.

: In respect for the rules of Ward’s board I won’t get into details, plus this is not the time and or place to give a crash course on topics such as:

: • What is money?
: • How is it created?
: • What are the types of money?
: • What is a borrower?
: • Novation
: • Real Property Secured Transactions
: • Trust Creation (New York Common Law, Delaware Statutory)
: • Accounting For Bankers vs. Accounting For Us
: • The Basic Securitization Process
: • Form 424(b)5 aka “Their Playbook”
: • Pooling and Servicing Agreements
: • Mortgage Loan Purchase Agreements
: • Real Estate Mortgage Investment Conduits
: • I.R.S. Publication 938
: • Personal Property Secured Transactions
: • U.C.C.-1 Financing Statements
: • Investment Securities
: • Contract Formation
: • Failure of Consideration
: • The True Investor
: • Lack of Obligation
: • Invalid Assignments
: • Canceling Trust Deeds
: • Unjust Enrichment
: • Nullifying Unlawful Detainer Actions etc.
: • Why it’s virtually impossible to find cases (where homeowners has won)

: You’re definitely on the right “tract”.

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