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[ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] Only if you want a complete picture of the title record. Posted by Ward-CA- on May 26, 2003 at 10:22 AM In Reply to: Do I really have to go to the recorder's office? posted by Zack on May 26, 2003 at 2:13 AM : If I am researching title for an upcoming trustee sale, wouldn't a property profile, which includes copies of all open deeds and deeds of trust, be enough? Do I really have to go down to the county recorder's office? =•=•=•=•=•=•=•=•=•=•=•= Zack, Where did you get the idea that a property profile “... includes ALL open . . . deeds of trust “?? Look at the small print on the front page of ANY property profile and it will advise you that it is NOT to be considered a complete title record of the property. Why do you think the title company who published that property profile puts that warning on the front of their report? According to the insurance commissioner of CA the property profile can only disclose the most recently recorded deed and any documents recorded concurrently with that deed. Wow, that means you don’t get to know if there are any existing liens that were recorded, some time before or some time after, the most recently recorded deed! So yes, if you want the most complete title record information you will need to buckle down and do your research at your local county recorder’s office. And yes, I know it’s a little tisky tasky to begin with, but like most things, it’s gets better the more you practice. It’s really the same thing as trying to learn how to play a musical instrument—just not as hard. It takes years and years of practice to really master the piano, violin, guitar, etc. But it only takes a few weeks of concentrated effort to fully master title record searching. And what’s great about that is very, very few competitors of yours will become as good as you since they can’t stomach the few weeks it takes to become an expert at it. And while there are many teachers around to learn how to play just about any musical instrument, there are hardly any experienced title record trainers around. So even if your competition is eager to take such instruction they founder because the experts are so few and far between. I know that’s why we have people fly in to San Diego, from as far as Massachusetts, Minnesota, Rhode Island, Colorado, etc. to spend 3 days learning this archaic skill. Oh sure, we teach them their state’s foreclosure laws and procedures too, but it’s really the title record research skills they come for. Hope this helps. Follow Ups: Post a Followup: Name : E-Mail : Subject : Comments: : : If I am researching title for an upcoming trustee sale, wouldn't a property profile, which includes copies of all open deeds and deeds of trust, be enough? Do I really have to go down to the county recorder's office? : =•=•=•=•=•=•=•=•=•=•=•= : Zack, : Where did you get the idea that a property profile “... includes ALL open . . . deeds of trust “?? : Look at the small print on the front page of ANY property profile and it will advise you that it is NOT to be considered a complete title record of the property. Why do you think the title company who published that property profile puts that warning on the front of their report? : According to the insurance commissioner of CA the property profile can only disclose the most recently recorded deed and any documents recorded concurrently with that deed. Wow, that means you don’t get to know if there are any existing liens that were recorded, some time before or some time after, the most recently recorded deed! : So yes, if you want the most complete title record information you will need to buckle down and do your research at your local county recorder’s office. And yes, I know it’s a little tisky tasky to begin with, but like most things, it’s gets better the more you practice. It’s really the same thing as trying to learn how to play a musical instrument—just not as hard. : It takes years and years of practice to really master the piano, violin, guitar, etc. But it only takes a few weeks of concentrated effort to fully master title record searching. And what’s great about that is very, very few competitors of yours will become as good as you since they can’t stomach the few weeks it takes to become an expert at it. : And while there are many teachers around to learn how to play just about any musical instrument, there are hardly any experienced title record trainers around. So even if your competition is eager to take such instruction they founder because the experts are so few and far between. : I know that’s why we have people fly in to San Diego, from as far as Massachusetts, Minnesota, Rhode Island, Colorado, etc. to spend 3 days learning this archaic skill. Oh sure, we teach them their state’s foreclosure laws and procedures too, but it’s really the title record research skills they come for. : Hope this helps. Optional Link URL: Link Title: Optional Image URL: [ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] WWWAdmin 2.0a © 1997 Matt Wright and DBasics Software Company, All Rights Reserved

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