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[ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] Re: No blame, no shame, just let go. Posted by Ward-CA- on June 05, 2001 at 9:06 PM In Reply to: when does the bank take it over, after the sale? Please answer posted by mashell on June 05, 2001 at 1:58 PM : I was foreclosed on by WMC mortgage. Found out they were not the lender. Just the loan servicer. They are not nice. Never once did they let me know who the real lender was. They told me they were. Found out this was not true. The sale date was April 20th. I was told to move out by the 10th of May. I did. Now it is June 5th, and they still have not showed up at the property. I went there yesterday, to check, and nobody has been there. I was still able to get in, and everything is in the same mess I left it in. Sorry, but when they decided to "steal" my house, no matter what, I left a lot of garbage for them. =•=•=•=•=•=•=•=•=•=•=•= Mashell, without knowing the state you're in I can only generalize that most jurisdictions allow the winning foreclosure bidder to take over the property fairly quickly. In CA for example, the hold-over owner is served with a three day notice to quit due to foreclosure. However, if the occupant, is a tenant they must be given a thirty day notice to quit. In the long run it doesn't matter who the real owner of your promissory note was because it wouldn't have made any meaningful difference in the final outcome. And now that it's over, it doesn't matter when the bank ever shows up to clean up the mess you left. My wish for you is to put this experience behind you as quickly as possible and focus on getting ahead today and tomorrow. I'm sure it doesn't seem possible yet, but in less time than you think possible this episode will just be a dim memory. So don't hold on to it--it serves no purpose. Let it fade from your memory as quickly as possible. No blame, no shame, just let go. Follow Ups: Post a Followup: Name : E-Mail : Subject : Comments: : : I was foreclosed on by WMC mortgage. Found out they were not the lender. Just the loan servicer. They are not nice. Never once did they let me know who the real lender was. They told me they were. Found out this was not true. The sale date was April 20th. I was told to move out by the 10th of May. I did. Now it is June 5th, and they still have not showed up at the property. I went there yesterday, to check, and nobody has been there. I was still able to get in, and everything is in the same mess I left it in. Sorry, but when they decided to "steal" my house, no matter what, I left a lot of garbage for them. : =•=•=•=•=•=•=•=•=•=•=•= : Mashell, without knowing the state you're in I can only generalize that most jurisdictions allow the winning foreclosure bidder to take over the property fairly quickly. In CA for example, the hold-over owner is served with a three day notice to quit due to foreclosure. However, if the occupant, is a tenant they must be given a thirty day notice to quit. : In the long run it doesn't matter who the real owner of your promissory note was because it wouldn't have made any meaningful difference in the final outcome. And now that it's over, it doesn't matter when the bank ever shows up to clean up the mess you left. : My wish for you is to put this experience behind you as quickly as possible and focus on getting ahead today and tomorrow. I'm sure it doesn't seem possible yet, but in less time than you think possible this episode will just be a dim memory. So don't hold on to it--it serves no purpose. Let it fade from your memory as quickly as possible. No blame, no shame, just let go. Optional Link URL: Link Title: Optional Image URL: [ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] WWWAdmin 2.0a © 1997 Matt Wright and DBasics Software Company, All Rights Reserved

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