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[ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] Re: Judgment after foreclosure in WA? Posted by Ward-CA- on May 24, 2001 at 8:55 AM In Reply to: judjment, after foreclosure posted by marcy on May 23, 2001 at 10:02 PM : I live in washington state. I went bankrupt in march of 2000. It was discharged in July of 2000. It was a deed of trust. My question, Since they stole the only asset that I have, "had", and if they don't get what they thought they would get from the sale of the house, can they come after me for the rest of the money? I am a very low income person. I am almost 55, and female. There isn't anything they can take is there? The bankruptcy should have cured that. It looks like it was included in the bankruptcy. So does that mean anything over what they get, and less than what I owed, is their problem. This foreclosure was their fault. They refused to work with me, and lied to me every time I talked to them. didn't even know who the lender was, til it was all done =•=•=•=•=•=•=•=•=•=•=•=•=•=•=•= Marcy, yes the state of Washington allows a lender to sue for a deficiency due them that occurred as a consequence of getting less out of a foreclosed property than what was owed them. (See link, "50 State Foreclosure Basics"). But if you included the potential deficiency liability to the lender in your bankruptcy action then it would have been discharged and you'd owe them nothing afterwards. 50 State Foresclosure Basics Follow Ups: Re: Judgment after foreclosure in WA? the mortgage was included in the bankruptcy 0:56 AM, 05/25/01 (3) Re: Judgment after foreclosure in WA? Ward-CA- 8:12 AM, 05/25/01 (2) Re: Judgment after foreclosure in WA? marcy 1:09 AM, 05/26/01 (1) Re: Judgment after foreclosure in WA? Leslie 1:26 AM, 06/15/01 (0) Post a Followup: Name : E-Mail : Subject : Comments: : : I live in washington state. I went bankrupt in march of 2000. It was discharged in July of 2000. It was a deed of trust. My question, Since they stole the only asset that I have, "had", and if they don't get what they thought they would get from the sale of the house, can they come after me for the rest of the money? I am a very low income person. I am almost 55, and female. There isn't anything they can take is there? The bankruptcy should have cured that. It looks like it was included in the bankruptcy. So does that mean anything over what they get, and less than what I owed, is their problem. This foreclosure was their fault. They refused to work with me, and lied to me every time I talked to them. didn't even know who the lender was, til it was all done : =•=•=•=•=•=•=•=•=•=•=•=•=•=•=•= : Marcy, yes the state of Washington allows a lender to sue for a deficiency due them that occurred as a consequence of getting less out of a foreclosed property than what was owed them. (See link, "50 State Foreclosure Basics"). : But if you included the potential deficiency liability to the lender in your bankruptcy action then it would have been discharged and you'd owe them nothing afterwards. Optional Link URL: Link Title: Optional Image URL: [ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] WWWAdmin 2.0a © 1997 Matt Wright and DBasics Software Company, All Rights Reserved

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