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Re: foreclosure and chapter 13

Posted by Ward-CA- on August 06, 2001 at 7:20 AM

In Reply to: foreclosure and chapter 13 posted by bill on August 05, 2001 at 9:48 PM

: i'm in chapter 13 but because of a roof problem i can't rent out my rental side and got behind on my payments. the mortgage co is going to have the stay lifted. i owe 105,000 on the ist and 2nd and it's worth 145,000. can i file chapter 13 again.? how hard is it to refinance?thanks

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Bill, you know that the only thing that will cure a foreclosure is money. You don’t have any and you’re not going to get a loan from a lender because of the bankruptcy. So you’ve got to concentrate on getting enough money to keep your chapter 13 in place until you can slowly put things together to get back to normal. Don’t give up now. If you do you’re going to lose that $40,000 in equity you have and your property. So, get determined and don’t give up.

Good luck to you.


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