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research of judgements

Posted by Dave on April 28, 2002 at 1:26 AM

Hi Ward,
This is a great site. Suppose I was researching a property that was purchased in 1995 and the deed was based on full value. In 2000, it was it was refinanced and the original deed of trust was reconveyed thus making the second into the first. The owner has a very common name, so there are very many judgements (such as child support, county medical liens, and other judgements from the different courts) between the years 1995 and 2000 that could be senior to the deed of trust that is getting foreclosed. How would you research this one? Can you trust that a title company made sure there were no judgements when the owner obtained the deed of trust in 2000? Would you check all of the judgements in this period? Are there certain ones that you would automatically know would have no effect on the purchaser at the trustee sale? Are child support judgements treated the same as other judgements? I would appreciate any advice you could give me. Thanks.


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