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[ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] Can you help us out, Ward? Posted by Katie on February 07, 2002 at 8:46 AM Ive got two problems. 1. Union Bank of California are starting foreclosure against my husband and I. I spoke to the loan administration department who said matters would be handled by their Trustee arm. I asked for the name of a contact person. Not only can't they give me that but they don't even know the name of the company!! 2. Frustrated at this we decided to refinance - we had got into trouble as my husband had lost his job - he has a new one but his income is cash flow for living and not enough to pay off arrears, but we have a lot of equity. The mortgage company told us that our fico score is 560 - very low - but they don't understand why as our credit history is sterling - not one late payment and no blemish generally. I looked at some credit web sites and Im pretty certain it's that we have ahd maexed credit dards for 6 months - a couple hundred under the limit on three cards and just making minimum payments. We're kind of at a loss to know what to do. Follow Ups: Post a Followup: Name : E-Mail : Subject : Comments: : Ive got two problems. : 1. Union Bank of California are starting foreclosure against my husband and I. I spoke to the loan administration department who said matters would be handled by their Trustee arm. I asked for the name of a contact person. Not only can't they give me that but they don't even know the name of the company!! : 2. Frustrated at this we decided to refinance - we had got into trouble as my husband had lost his job - he has a new one but his income is cash flow for living and not enough to pay off arrears, but we have a lot of equity. The mortgage company told us that our fico score is 560 - very low - but they don't understand why as our credit history is sterling - not one late payment and no blemish generally. I looked at some credit web sites and Im pretty certain it's that we have ahd maexed credit dards for 6 months - a couple hundred under the limit on three cards and just making minimum payments. : We're kind of at a loss to know what to do. Optional Link URL: Link Title: Optional Image URL: [ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] WWWAdmin 2.0a © 1997 Matt Wright and DBasics Software Company, All Rights Reserved

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