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BBBOnLine Reliability Seal

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liability only

Posted by bukzin on May 06, 2010 at 6:19 AM

In Reply to: Re: 2nd opinion?? posted by Mer (San Diego) on May 05, 2010 at 4:34 PM

: : Geri:

: : You might call Britton Holst @ (800) 280-6008 [he's a Farmer's agent] and see if he can come up with a better solution than California Fair Plan.

: : ----Ward

: : =========

: :
: : : Just wanted to let everyone know that Farmers Insurance has issued a new underwriting policy that they will not insure a vacant home, even if it is just temporarily vacant during remodeling. They have inspectors driving by and checking the houses. So, my insurance got cancelled and I have to insure with California Fair Plan.

: : : Not clear how this is any different than purchasing for rental, but I was honest with them and it got me cancelled.

: : : Just a warning to everyone trying to get insurance for their purchases.

: You may want to call Foremost Insurance. They provide coverage for vacant homes in CA.

++++++++++++++++++++++++++++++++++++++++++++++++++++++++


I understand most agents/companies will write
'liability only' policies.

Not the best option but it does cover your biggest risk.


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