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And yet another viewpoint...

Posted by Rick, the Probate Guy on July 04, 2009 at 8:15 AM

In Reply to: Another one posted by newbie on July 03, 2009 at 11:42 PM

Sounds like it might be Skimmer's deal.

I had one or two of these last year. I don't mean to be insensative, nor am I a shrink, however I deal with a lot of suicide cases. They're often people seeking a permanent solution to a temporary problem; the lender didn't cause their death.

The original poster would lay much blame on the lender, as I read their post, which suggests the lender was, somehow, the cause of the decedent's death.

I disagree.

If you really knew how many people die in weird and sometimes mysterious ways, you'd be very surprised at the frequency. Same for suicide stats. Yet, many suicides aren't recognized as such. What do you call the cause of death of someone who is upset over their financial situation, gets drunk or high, threatens someone at gunpoint, and is shot by law enforcement. Cause of death is: 1) Drugs and Alcohol; 2) Suicide 3) Lead projectile 4) Stress caused by creditors (?). See what I mean?

Granted, I'm pretty far off topic for this board, but I'm not about to let the original poster's suggestion that the lender(s) are at fault for someone's suicide without debate. No Sir, not here.

The fact is, dealing with property owners in distress is tricky business and often fraught with unstable people (both sellers and buyers, I'm afraid).

True, it's very sad to deal with. It's devistating for the families (I've been there before) and horrible for a lender (trust me on this,too) to have to deal with the mess that occurs when someone dies inside a home. I home that you should never have to deal with it.

On the other hand, better them than me or you (true!).

If you work enough deals, you're going to encounter some pretty ugly situations that you might be able to offer a special, sensative, caring word to a family member.

However, don't think for one minute that you, as foreclosing lender, distressed property buyer, or agent, caused someone to go off the deep end and check out of this world. That's not for us to know; merely to accept.


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