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[ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] You've nothing to worry about... Posted by Ward-CA- on April 19, 2008 at 11:35 PM In Reply to: Can my future wife's past foreclosure haunt me when I want to purchase a home ? Please read ! posted by nelson on April 19, 2008 at 4:52 PM Nelson, Have your gal execute a Quitclaim Deed (QD) to you, in your purchase escrow, wherein she voluntary eschews any interest in the property you are acquiring. Thereafter, since she’s indicated via the QD that she desires no interest in your property, she won’t be included in any of the paperwork in that transaction—you will own it as your sole and separate property. Thus any subsequent action against your wife regarding the foreclosure of her property, which she acquired before marrying you, cannot go against you nor any property you own. -----Ward I have a question for you all that I really need a solid answer on. I am engaged right now and before I met my girl, my girl bought a place and since then she lost her job and due to some other problems, she has gone into foreclosure on the home. Again, she bought the home before I met her....I have nothing to do with the purchase. Now, we are going to get married next week. Let's say in a couple of months I want to purchase a home. I believe under Florida Law, she HAS to be included on the title since we are married. Is this true ? I do know that she does not have to be used for qualifying purposes, but for purposes of the note, she has to be on the title. Right ? Let's say the bank decided to pursue a deficiency judgement against her for the balance she owe's. Technically, they can legally garnish wages and seize assets including putting liens on any of her future properties. So doe this mean that they can put a lien on MY home....since she is technically on the title due to Florida Law ? Even though I had nothing to do with her foreclosure. Any insight is greatly appreciated. Follow Ups: Re: You've nothing to worry about... CC in OC 2:08 PM, 04/20/08 (0) Post a Followup: Name : E-Mail : Subject : Comments: : Nelson, : Have your gal execute a Quitclaim Deed (QD) to you, in your purchase escrow, wherein she voluntary eschews any interest in the property you are acquiring. : Thereafter, since she’s indicated via the QD that she desires no interest in your property, she won’t be included in any of the paperwork in that transaction—you will own it as your sole and separate property. : Thus any subsequent action against your wife regarding the foreclosure of her property, which she acquired before marrying you, cannot go against you nor any property you own. : -----Ward : : I have a question for you all that I really need a solid answer on. I am engaged right now and before I met my girl, my girl bought a place and since then she lost her job and due to some other problems, she has gone into foreclosure on the home. Again, she bought the home before I met her....I have nothing to do with the purchase. Now, we are going to get married next week. Let's say in a couple of months I want to purchase a home. I believe under Florida Law, she HAS to be included on the title since we are married. Is this true ? I do know that she does not have to be used for qualifying purposes, but for purposes of the note, she has to be on the title. Right ? Let's say the bank decided to pursue a deficiency judgement against her for the balance she owe's. Technically, they can legally garnish wages and seize assets including putting liens on any of her future properties. So doe this mean that they can put a lien on MY home....since she is technically on the title due to Florida Law ? Even though I had nothing to do with her foreclosure. Any insight is greatly appreciated. [ Follow Ups ] [ Post Followup ] [ The Forum Board ] [ FAQ ] WWWAdmin 2.0a © 1997 Matt Wright and DBasics Software Company, All Rights Reserved

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