<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:dc="http://purl.org/dc/elements/1.1/">
    <channel>
        <title>Sticky title problem</title>
        <description> Elderly reverse mortgage borrower has been under Power of Attorney since 1991. Original ink-signed POA document has been misplaced. Daughter (attorney) doesn't have it, either. Lawyer who drew up the POA all those years ago signed a notarized affidavit as to the authenticity of the copy of the POA but title company says, &amp;quot;No original ink-signed POA, no title policy.&amp;quot;

What might be a get-around for this problem? Elderly borrower no longer has capacity to sign a new POA. I don't know which title company they're dealing with, but would another title company be less dogmatic about this issue? Can an extra bond be purchased to cover just this issue?</description>
        <link>http://www.foreclosureforum.com/board/read.php?2,1717,1717#msg-1717</link>
        <lastBuildDate>Tue, 16 Jun 2026 20:47:02 -0700</lastBuildDate>
        <generator>Phorum 5.2.15a</generator>
        <item>
            <guid>http://www.foreclosureforum.com/board/read.php?2,1717,1719#msg-1719</guid>
            <title>Re: Stale, lost power-of-attorney</title>
            <link>http://www.foreclosureforum.com/board/read.php?2,1717,1719#msg-1719</link>
            <description><![CDATA[ Hmmm...it's a &quot;durable&quot; Power of Attorney that, by design, is supposed to last forever.  (Then they should have kept better track of it, huh?) Otherwise, how could a person so incapacitated as to need a POA to begin with, update a POA?  I think we'll try for conservatorship, but that will take time, and senior needs the funds now for medical expenses.  Thanks for the advice.]]></description>
            <dc:creator>CCinOC</dc:creator>
            <category>Foreclosure Forum</category>
            <pubDate>Wed, 14 Oct 2015 10:28:27 -0700</pubDate>
        </item>
        <item>
            <guid>http://www.foreclosureforum.com/board/read.php?2,1717,1718#msg-1718</guid>
            <title>Stale, lost power-of-attorney</title>
            <link>http://www.foreclosureforum.com/board/read.php?2,1717,1718#msg-1718</link>
            <description><![CDATA[ CC, in this post-911 era, title companies are real sticklers for &quot;going by the book&quot;. In MHO no title company is going to overlook the shortcomings of the stale, missing POA. <br />
<br />
Check to see if a close, concerned relative would go thru the hassle of getting an attorney to pursue a court-appointed conservatorship for them to handle the incapacitated owner's financial affairs. Once they're a conservator they can legally contract with you concerning the property.]]></description>
            <dc:creator>Ward-CA</dc:creator>
            <category>Foreclosure Forum</category>
            <pubDate>Tue, 13 Oct 2015 23:44:24 -0700</pubDate>
        </item>
        <item>
            <guid>http://www.foreclosureforum.com/board/read.php?2,1717,1717#msg-1717</guid>
            <title>Sticky title problem</title>
            <link>http://www.foreclosureforum.com/board/read.php?2,1717,1717#msg-1717</link>
            <description><![CDATA[ Elderly reverse mortgage borrower has been under Power of Attorney since 1991. Original ink-signed POA document has been misplaced. Daughter (attorney) doesn't have it, either. Lawyer who drew up the POA all those years ago signed a notarized affidavit as to the authenticity of the <b>copy</b> of the POA but title company says, &quot;No original ink-signed POA, no title policy.&quot;<br />
<br />
What might be a get-around for this problem? Elderly borrower no longer has capacity to sign a new POA. I don't know which title company they're dealing with, but would another title company be less dogmatic about this issue? Can an extra bond be purchased to cover just this issue?]]></description>
            <dc:creator>CCinOC</dc:creator>
            <category>Foreclosure Forum</category>
            <pubDate>Tue, 13 Oct 2015 14:34:22 -0700</pubDate>
        </item>
    </channel>
</rss>
